DJ & PA Finance

Frequently asked questions

How do I apply?
You can apply instore, online or by phone.

Is a deposit required?
No.

How are my monthly payments paid?
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

What can I purchase?
You can purchase any physical new products we sell with a minimum cart value of £300. The finance widget will only appear for products priced over £300. For products less the £300 but the combined cart value is over £300 the widget will appear on the payment page at the checkout.

Criteria
To apply for finance you must meet the following criteria:

You must be over 18 years of age. You must be a UK resident with at least 3 years continual address history. You must be in in employment working at least 16hrs a week, unless retired or a house person with a spouse in full time employment.
You must have a UK bank account capable of accepting Direct Debits. The goods must be delivered to your home address (for mail order) or collected from the Store, if finance is applied for in store.
The Finance options are selected on the payment page at the checkout along with the other payment methods.